Hello, Memphis Our Money's On You!

CIVIC Financial Services is a Memphis private money lender, specializing in the financing of non-owner occupied investment properties. CIVIC’s financial backing and excellent service creates a platform that positions you for success.

Call 877-472-4842 or

Get a Quick Rate Quote

Need a hard money loan for your Memphis investment property?

CIVIC is your local Memphis private money lending partner that empowers its clients through excellent service. We are young, optimistic, energetic and changing the face of the hard money industry. We are backed by wall street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done.

We simplify and streamline the private lending process through modern innovations, proactive communication, and hard work. At CIVIC you are not a number, you are a partner. Whether you’re an experienced investor or a first-time borrower, we are here to to help you break through traditional lending barriers to unleash ever-increasing success.

Hard Money Loans Memphis

Hard Money Loans Memphis

Make CIVIC your simple funding source for your Non-Owner Occupied lending needs.

Learn More
Memphis Multifamily Hard Money Loans

Multifamily Property Financing Memphis

Looking to purchase a multifamily property, CIVIC can help.

Learn More
Private Money Mortgage Brokers Memphis

Mortgage Brokers Memphis

Make CIVIC your private funding source for your Non-Owner Occupied lending needs.

Learn More
Hard Money Loans Real Estate Agents Memphis

Real Estate Agents Memphis

When standard loan products don’t meet your client’s needs, CIVIC can help.

Learn More
Investor Private Money Lending

Real Estate Investors Memphis

Whenever you’re ready to invest in real estate, CIVIC is ready to help.

Learn More

Get to Know Your Memphis Private Lending Experts

CIVIC Financial is a Memphis private money lending company that lends its own capital to real estate investors looking to fix-n-flip real estate through 3 different but very streamlined hard money loan programs.

Whether you're a rookie investor or seasoned pro, our Memphis private money lending experts are here to make sure you achieve your goals as a real estate investor. Through our 1 and 2 year hard money loan programs, we make sure you find the right loan for your project which is why it's so important to familiarize yourself with not only the real estate side of things but also your financing options through CIVIC Financial Memphis.

The reason we exist is to be an alternative fudning source to traditional banks and provide capitol to Memphis real estate investors quickly. Traditional banks generally have much more stringent guidelines and hoops to jump through which equates to a lengthy approval process which leaves investors hamstrung. Private money lenders like CIVIC have become critical to the real estate investment/fix-n-flip industry because we can deliver capitol quickly providing investors with a funding source they can rely on as they grow their business.

Who Needs Memphis Private Money Loans?

As a Memphis private money lender, we typically encounter only a few different types of investors:

  • Fix-N-Flip: This is the most common scenario we encounter with Memphis investors wanting a short-term hard money loan to purchase a property, rehab it and flip it for a profit. These types of investors find private money lenders like us attractive because not only can they access capitol much quicker than traditional banks but traditional banks often don't lend on properties if they are in poor condition.
  • Multifamily Lending: These types of Memphis investors typically invest in condos, 1-4 unit properties or apartment buildings.

Why Private Money Loans Have Higher Interest Rates

Risk, risk and more risk. Memphis private money lending companies like CIVIC take risks that traditional banks simply won't take on. At the end of the day, if your fix-n-flip or multifamily financing project makes sense, our Memphis private lending team will make sure you receive the capitol you need to finance the project, and quickly. So when you're ready to get a quick quote on your project, Click Here!

CIVIC Financial hits $1 Billion Funding Milestone

Rental Property Financing Process Explained

Loan Status