Hello, Memphis Our Money's On You!

CIVIC Financial Services is a Memphis private money lender, specializing in the financing of non-owner occupied investment properties. CIVIC’s financial backing and excellent service creates a platform that positions you for success.

Call 877-472-4842 or

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Need a hard money loan for your Memphis investment property?

CIVIC is your local Memphis private money lending partner that empowers its clients through excellent service. We are young, optimistic, energetic and changing the face of the hard money industry. We are backed by wall street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done.

We simplify and streamline the private lending process through modern innovations, proactive communication, and hard work. At CIVIC you are not a number, you are a partner. Whether you’re an experienced investor or a first-time borrower, we are here to to help you break through traditional lending barriers to unleash ever-increasing success.

Hard Money Loans Memphis

Hard Money Loans Memphis

Make CIVIC your simple funding source for your Non-Owner Occupied lending needs.

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Memphis Multifamily Hard Money Loans

Multifamily Property Financing Memphis

Looking to purchase a multifamily property, CIVIC can help.

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Private Money Mortgage Brokers Memphis

Mortgage Brokers Memphis

Make CIVIC your private funding source for your Non-Owner Occupied lending needs.

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Hard Money Loans Real Estate Agents Memphis

Real Estate Agents Memphis

When standard loan products don’t meet your client’s needs, CIVIC can help.

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Investor Private Money Lending

Real Estate Investors Memphis

Whenever you’re ready to invest in real estate, CIVIC is ready to help.

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Get to Know Your Memphis Private Lending Experts

CIVIC Financial is a Memphis private money lending company that lends its own capital to real estate investors looking to fix-n-flip real estate through 3 different but very streamlined hard money loan programs.

Whether you're a rookie investor or seasoned pro, our Memphis private money lending experts are here to make sure you achieve your goals as a real estate investor. Through our 1 and 2 year hard money loan programs, we make sure you find the right loan for your project which is why it's so important to familiarize yourself with not only the real estate side of things but also your financing options through CIVIC Financial Memphis.

The reason we exist is to be an alternative fudning source to traditional banks and provide capitol to Memphis real estate investors quickly. Traditional banks generally have much more stringent guidelines and hoops to jump through which equates to a lengthy approval process which leaves investors hamstrung. Private money lenders like CIVIC have become critical to the real estate investment/fix-n-flip industry because we can deliver capitol quickly providing investors with a funding source they can rely on as they grow their business.

Who Needs Memphis Private Money Loans?

As a Memphis private money lender, we typically encounter only a few different types of investors:

  • Fix-N-Flip: This is the most common scenario we encounter with Memphis investors wanting a short-term hard money loan to purchase a property, rehab it and flip it for a profit. These types of investors find private money lenders like us attractive because not only can they access capitol much quicker than traditional banks but traditional banks often don't lend on properties if they are in poor condition.
  • Multifamily Lending: These types of Memphis investors typically invest in condos, 1-4 unit properties or apartment buildings.

Why Private Money Loans Have Higher Interest Rates

Risk, risk and more risk. Memphis private money lending companies like CIVIC take risks that traditional banks simply won't take on. At the end of the day, if your fix-n-flip or multifamily financing project makes sense, our Memphis private lending team will make sure you receive the capitol you need to finance the project, and quickly. So when you're ready to get a quick quote on your project, Click Here!

CIVIC Financial hits $1 Billion Funding Milestone

Rental Property Financing Process Explained

1796 Reviews
Jan 24, 2020
Dustin L

Cristian was very knowledgeable. He went above and beyond his normal job duties to help get this loan closed super fast. Will definitely work with him again.

May 17, 2019
Samer T

Great work!Do what they say

Nov 22, 2019
Congxiao B

Bijan is super knowegable. Loan product is great. Application is not hard. Appraisal company does great job.

Sep 27, 2019
Roy S

Paige is simply the best ! Super professional and helpful . Thank you

Oct 15, 2019
Xiao J

Randi is responsive and reasonable

Mar 31, 2019
Claudia R

a pleasure working with civic and cristen Gonzales. as a hard money lender hes very knowledgeable and an important asset to my investment company. cant wait for our next transaction

Jul 27, 2018
Yenory O

I truly appreciated working with Jackelyn Gonzalez and Rebecca Potter. We have completed 5 transactions this year, and they have excellent communication. Excellent turn around time and I can freely discuss any concerns without a problem

Jun 27, 2019
Kimberly K

Bijan was amazing. We had a super quick closing that moved to even quicker – the wholesaler had the closing day off, so we had to close in 4 business days. He also connected me to conventional lenders

Jul 31, 2019
Daniel M

EXCELLENT COMMUNICATION. FEEL LIKE YOU GUYS ARE ON OUR TEAM.

Sep 25, 2019
Yvette T

I would recommendCivic Financial to anyone

Jan 27, 2020
Ryan S

Josh provided quick and professional service while being able to provide us a competitive rate and term.

Oct 14, 2019
Deidra H

Great Company TO WORK WITH!

Jan 28, 2020
Vivian V

8th loan in 12 months done in a record 11 days. Our guy Brian came through for us, we wish him many coloring sessions for the grey hairs we give him. NOT! just two minuscule conditions from Kailyn and ZERO […]

Oct 30, 2019
Johnny K

Quick close great communication.

Dec 16, 2019
Matthew E

Always the best! Civic nailed it again!

Jan 25, 2019
David

Chris Rosas and David Levine are just a dream to work with. Efficient, helpful and extremely professional. Thanks guys.

Apr 19, 2019
Brandon M

Quick, easy, professional, knowledgeable, and willing to help problem solve

Jun 27, 2019
Michelle A

My account management team is really awesome. Always willing to help and respond quickly which is vital in the real estate realm where you need responses quickly or you have the potential to lose out on a deal

Feb 28, 2019
Adam

Excellent service. Met expectations as promised.

Nov 27, 2019
Rahman E

Very professional team, Daniel is very responsive and closed quickly.

Dec 8, 2018
Edwin

Easy to deal with the staff Good job to JP

Jun 12, 2018
Michael

My experience with Civic was smooth and fast. My AE Chris Rosas was in constant communication throughout the loan process.

Aug 13, 2019
Scott T

Good loan coordinator. Easy transaction

Dec 18, 2018
Glenn

You guys provide great service. We really appreciate the easy communication throughout the loan process.

Nov 11, 2019
Diane B

I most appreciated the responsiveness.

Feb 13, 2019
Robert G

Marco and his team are so great to work with! Make the loan process easy and quick

Feb 20, 2020
Thomas J

Very responsive and attentive to detail. On time with documents, etc. Kept me fully informed along the way. Randi and Bijan were great!

Apr 30, 2019
Darren W

Professional service for the rep / Bijan and from financing / Jeremy through getting my account set up to close. Communication from others within the company (good follow through). Also had to scramble and actually closed in 1 Day -amazing. […]

Aug 16, 2017
Emily

Jack, Vanessa and David were a pleasure to work with as always. I can always count on them to close my deals on time. They are organized and professional. You won’t get anything but the best!

Apr 1, 2019
Misty

Peter Kraemer was superb on our 1st transaction with Civic. The entire process was smooth, informative and quickly closed. Thank you for your professionalism.

Jun 3, 2019
Keith I

The service by Wade LaRouche was extremely professional. He gave diligent answers to all questions and made himself ever available. He and Teresa Esquivel went above and beyond to make my deal happen

Apr 11, 2019
Lorenzo E

Nice people

May 2, 2019
Elizabeth S

Genuine concern to help

Apr 2, 2018
Lance

Paul and the team at Civic were great. They were able to put everything together and close the loan right on time

Apr 25, 2019
Frank E

Just a very pleasant easy experience, The staff worked professionally and was very efficient in getting things accomplished to an easy closing

Mar 11, 2020
Mario C

It was awesome to work with Cristian Gonzales, he made everything so easy for me… he was very knowledgeable about the whole deal… I would definitely recommend him

Apr 23, 2019
Rafahael I

Mariam goes above and beyond. She made the experience of closing a loan with Civic very easy. Just having her as my AE I feel very confident that I can close more loans with Civic

May 30, 2019
Darren W

Quality representation, easy communication from everyone involved. Happy to work with a professional organization

Mar 20, 2020
Clifford M

My rep (Jackie) and processor (Rebecca) are fantastic!

Oct 9, 2018
Ricardo

Easy and transparent to work with!

Jan 30, 2019
Rakesh

Chris L did a great job on funding our difficult deal. He never left me in the dark. I will definitely take my next INVESTOR deal to Civic because of Chris’s consistent follow through.

Jan 16, 2019
Jose

Josh at Civic Financial Services helped me through the process on obtaining a loan to fund an investment property. Josh was such a professional and easy to work with. He made every step of the way simple.

Oct 19, 2018
Don

Justin Cohen is a rock star and a pleasure to work with . Highly recommend.

Jun 2, 2018
Anita

As always, great experience working with Michael at Civic. Great team!!!

Mar 13, 2018
Landon

I enjoyed working with Ryan. Made the process easy. Treated me as if my business mattered. Many salesman just wait for the easy sale and don’t want to work

Oct 25, 2019
Jesus M

Great communication with my rep Nate

Jul 19, 2019
Harpal S

Fast communication, streamlined process

Jan 23, 2020
Gurvinder S

Quick response. Great rates.

Jan 3, 2020
Jonathan L

Fast closings, easy to work with, straight forward

Oct 31, 2019
Roverdan D

Civic was promptly funded our deal when it’s ready. Especial mention to Marshall who personally assist us to our transactions. Hopefully we’ll be working more with them and will definitely recommend to other investors. Mahalo!

Aug 9, 2018
Dennis A

Brian was very helpful and patient with me and my client. I will bring more business to Civic FS. Thank you

Jan 29, 2020
Clinton E

The loan process was quick and the fee’s are reasonable.

Aug 19, 2019
Mark V

Very helpful staff

Jan 12, 2019
Fausto

Second loan with Civic, and service is just as good as the first! Thank you guys for the amazing service and fast closings!

Dec 12, 2018
Johnny

GREAT JOB CIVIC

Dec 1, 2017
Stephanie D

Chris Lushina was a joy and pleasure to work with. He has become a part of our family. His expertise and knowledge was great.

Dec 8, 2019
Tracy T

Very easy to work with, Kept me informed and closed fast! Adam and Corey are awesome, they made me comfortable during this detailed process. I also know this is a little out of your desired area and because all of […]

Mar 10, 2019
Matthew

We were extremely happy with the process- exceptional!

Sep 8, 2018
Janet

Dara is an excellent Account Executive-very professional, caring, pleasant, and above all patience. It is a pleasant working with her!

Jun 17, 2019
Cynthia H

Daniel is fabulous at communication, worked quickly and efficiently and backed up all of his initial promises

Jan 3, 2018
Kerri A

A really seamless transaction. They were professional prompt and just what I needed. Jim, Jack and team were awesome.

Feb 5, 2019
Carolina R

Love Anthony he is very professional, perfect fit for my team. He is just the person that is always open to solve and help on every single point when I am been asking for support. Just thankful to Civic for […]

Sep 1, 2017
Dallas O

This Guy is Awesome! And Amazing to work with! Not to bad on the eyes either! lol Respect his input, integrity , and professional. . . I hope he gets promoted but then again I don’t, because we need him […]

Apr 16, 2019
Justin R

Eddie is great – fantastic communication and followthrough has led me to trust him. Really appreciate that. Jose also has been great to work with on the execution part. Also appreciate Eddie straight telling me he couldn’t do one other […]

Nov 14, 2017
Don

We had to close in a very short period and Civic and Justin Segal pulled out the stops to make it happen. We closed on time and we are already renovating the property. The terms are competitive and with Great […]

May 24, 2019
Bart J

Closing went smoothly and Eli did a great job keeping things on track

Aug 1, 2019
Sisai B

very professional, prompt, seamless, and prompt closing

Jun 2, 2018
Rafael N

Excellent service from Beginning to end

Oct 16, 2019
Cynthia L

Excellent pricing structures and low fees

Jun 16, 2019
Gary K

AE Kevin Victoria is very helpful to work with

Mar 29, 2019
RA

Wade La Rouche and the entire Civic Financial Services Team were terrific during all steps of our transaction.

Jan 17, 2019
Avraham

GREAT SERVICE!

Aug 24, 2017
Nick W

Kendra Rommel was my point of contact at Civic and she was awesome! She responds quickly, was full of information, and held my hand through the loan process. Thank you Kendra and Civic!!!

Sep 17, 2019
Umer A

I am giving 10 because: you know handling time matters; it is very relevant to me. Efficiency is relevant for business. Rance and his team and Civic in general provides elite customer service

Jan 9, 2020
Anthony T

I had a FANTASTIC experience with Peter Kraemer with his patience, care and expertise in coaching me during my very first project. If he was unavailable when I reached out to him, it wasn’t long before I received his follow […]

Mar 10, 2020
Edward F

My Rep Peter Kramer was absolutely Amazing!

Dec 14, 2019
Alesia K

Derek , Kathy and Monica made my experience super easy. Great company to deal with. Right to the point and no wasting time. Super!!!!

Jun 21, 2018
Darren

Great job Jack! Thank you!

Oct 29, 2019
Mirco T

Michael Marazoni gave us good service and a lot information that helped us to understand the Civic services

Sep 4, 2018
Yanli

Action fast and professional!

Aug 2, 2018
Roger A

The folks at Civic Financial are amazing. We had two loan applications that were processed by them surprisingly fast, and the entire process was seamless and professional. We then applied for a third loan, and are already approved in a […]

Mar 14, 2018
Johnna

Ryan Snep was fantastic to work with. He was professional, helpful and knowledgeable. I would highly recommend Ryan and Civic Financial Services for all your hard money loan needs

Aug 9, 2018
Aristea

Everyone was great and helpful with a difficult borrower. Alan was exceptionally helpful. Great company with an excellent team

Jan 18, 2020
Dave K

The process was painless, the rates are extremely good

Sep 27, 2019
Erica M

Civic got the loan done in a timely manner , nice professional service!!!

Jun 26, 2019
Johnny K

Quick closings-smooth process-great communication

Oct 31, 2019
Yoav P

Amazing lender. Great service. Fast and efficient

Feb 15, 2020
Winston E

Davis provided accurate and professional information/service and communicated with me throughout the entire process

Dec 27, 2019
Richie F

Great service. Wade really makes it happen

Oct 10, 2017
Jeremy C

The real deal!Other lenders made promises that they could not keep. Civic financial closed my loan quickly and with little hassle. I’m looking forward to working with them again!

Jan 2, 2019
Michael

Civic closed on time with no surprises. I recommend their services.

Nov 8, 2018
Robert

I would recommend them to anyone

Jun 17, 2019
Deidra H

It’salways a pleasureto work with Civic Financial !

May 22, 2018
Casey

Good to work with and competitive rates

Jan 20, 2020
James B

The professionalism of your representative Randi Lauren.

Nov 28, 2019
Marie O

You guys are awesome! Thanks for making my business experience with you guys so pleasant. Will be doing business again with you soon!

May 10, 2019
Brandon M

Civic was very responsive and worked quickly to fund my project

Jan 20, 2020
Brett G

Second time customer, excellent service and loan teams!

Oct 31, 2019
Marion N

It was very easy to work with the entire Civic team . Special Thanks go out to John Riturban, Marisa Davis and Jenna Alvallero. I will be in touch again soon to refi another investment property

Apr 19, 2019
Osvaldo R

We had a great experience and Wade helped get everything together. He went above and beyond to walk us through the process and get it done. Very satisfied

Oct 9, 2019
Patrice A

I give you and Eric Weidner a 10 of course. Eric has always been the best for me

Oct 31, 2018
Anthony

I can’t tell you how happy I am to work with Civic. My previous broker took over 2 months to close a simple deal. Civic closed this in a week and a half. I will absolutely use them in for […]

Oct 6, 2018
Sidney

The Process was very fast

Jun 25, 2018
Wojciech

Great company.  This is our 3rd transaction with them. Jim and the team was supportive thru the whole process.

Jul 1, 2019
Carlos P

John Paul is the best rep!

Nov 30, 2019
Shaminder S

Good help me really good

Oct 30, 2019
Andrew O

Because they are awesome! Closed our loan efficiently!

Dec 8, 2018
Frank

Jackie and Rebecca were very professional and easy to work with. Any time i needed assistance they were readily available and jumped in to get my transaction completed in an effiecient and timely manner .

Jul 12, 2019
Balbina V

Outstanding Service from Brian Fung & Gabriela

May 22, 2019
Christina N

Once the file gets to loan docs and back to funding, loan funds right away. .

Nov 18, 2017
Debra

Great opportunity to obtain funding to expand my business and start new deals!!! Harvey and Sylvia were excellent and so professional and personable

Jul 26, 2019
Brandon M

Chris Lushina is a mover & a doer. His skills in product knowledge which best fits his clients needs are excellent. His ability to communicate to us even during ruff times with loan issues always gets the job done. He […]

Jan 24, 2020
Julio L

They kept us informed step-by-step

Aug 20, 2019
Charles H

Brian was great it was easy fast and non worrisome

Dec 16, 2017
Stacie H

Scott Vincenti is probably one of the greatest referrals I’ve received. He’s very well spoken and just a well rounded guy that is very knowledgeable about the business. He’s never not been able to answer a question, on top of […]

Aug 17, 2017
Rei

We had a wonderful experience. Customer did not qualify elsewhere. We transferred the loan to Civic and the process was fast and done right. Great experience for borrower as well.

Dec 27, 2019
Timothy S

Civic was easy to work with and helped me achieve my real estate goals.

Sep 1, 2017
Luis N

Civic has been a great partner on the lending side of our deals. We are extremely satisfied with their speed on the analysis and confirmation on their interest. Also, the underwriting is very fast

Nov 30, 2019
Patrice F

Anthony has been extremely helpful and accessible through the whole process.

Apr 9, 2019
Debbi K

Justin was great to work with and helped me push this through so fast. Great person!!!

Mar 22, 2019
Jason L

Brian Fung was great to work with. . . . he was very communicative and held our hand through the entire process. I would highly recommend Civic and would definitely use them again.

Oct 31, 2018
Danny

Civic has paved the way for how lending should be. I am elated to have a partner like Civic. They are hands down the best in the business. I buy and sell close to 150 homes a year and I […]

Oct 21, 2019
Darren C

We had a difficult deal and were able to get it done

Apr 11, 2019
Todd C

A big thank you to Arnold Podrebarac and Jenna Alvallero for making this loan happen! Thank you so much. You handled it like a champ!

Sep 30, 2019
Ruben R

Common sense and a very quick process

Jan 13, 2020
Aaron S

Peter Kraemer was very responsive and helped work the conditions to get the loan closed.

Sep 17, 2019
Eleazar D

Fast loan program Ryder is great and very professional; so happy for the application experience

Jul 10, 2019
Charmin S

Fast, easy, professional. Dave Rooker took time to build a relationship. Assisted and answered questions for months and was always available when needed

Oct 31, 2019
Daisy M

LOVE working with Whit and Vanessa, they are the best! always on top of their game.

Apr 12, 2019
Donald B

Great service

Aug 19, 2019
Jason M

Process was explained thoroughly. Expectations were exceeded. Customer service was top notch. Constant updates. Very happy all around

Nov 4, 2019
Stephen R

I have a fantastic account rep, Paige O. Prompt, Knowledgeable, Helpful and Friendly.

Dec 21, 2019
Xinhao S

Personalized loan products, clear and controllable application process, and quick loan close. The local account service is also first-rate.

Dec 12, 2019
Roberto G

Civic delivers every time!

Mar 29, 2019
Matthew F

Great company! They worked hard and made sure everything go smoothly. Marisa, Jose and Dan all did a great job this time. We are very pleased! Thank you all for the hard work. We look forward to work with them […]

Dec 12, 2018
Kevin

Brian was great to work with. No big surprises and they came through faced with a tight timeframe to close the loan.

Mar 28, 2019
Fausto

Another home purchased with Civic. The service level is so good there is really no need to go anywhere else!

Dec 12, 2019
Chattana Y

Justin was great! Did a very well job!

Apr 24, 2019
Keith Y

Brian Fung really worked hard to make this happen. He is a stud

Mar 25, 2019
Ali

Very smooth closing

Dec 29, 2019
Teri L

The process was simple and fast. Both Jackelyn and Becky were on top of communication by answering emails promptly and any question that we had.

Feb 1, 2019
Kyler

I had a great experience closing my first deal with Civic. My account manager is fantastic. He has been nothing but responsive, professional, and easy to communicate with. We were able to close quickly and I am anticipating on doing […]

Aug 17, 2017
Douglas R

As in Independent sale office,the Civic Financial ‘Services” team gives us the tools, insight to overcome obstacles,education for a smooth underwriting process and eventually close and bring value to our clientsSpecifically, Jackelyn Gonzales and her team including Rebecca Potter and […]

Feb 1, 2019
Adolfo

I love working w/ Civic. They are very knowledgeable and friendly. Thank you so much for the smooth transactions.

Sep 19, 2019
Brenda B

Mark was easy to work with, timely and a no-hassle experience over all

Oct 31, 2019
Andrew O

They always keep their promise. Customer support is excellent.

Jul 23, 2019
J. Bruce T

Everything went well and everyone is very professional

Oct 2, 2019
Stewart P

Davis Bennet did a remarkable job from the beginning all the way to the end seeing that this loan got closed and funded. Very impressed and pleased with his performance and will use Civic again because of him. I will […]

Dec 1, 2018
Jeff B

Steven Fisher and Corey Fueston are the reason loans get funded. Trained professionals who know how to close loans and always beat the competition. You know when you work with the right Lender when other huge companies are laying off […]

Sep 13, 2019
Mark K

Ben and Vanessa were amazing to work with. Both very quickly to respond to any questions and provided superior service

Nov 2, 2017
Dean

Brian Lee was great to work with. So was Cory

Sep 30, 2019
Jose M

My AE, Melissa Salinas, and Account Manager, Michael Hoyt are the best and make my job a whole lot easier. I am grateful to their superb professionalism, as no other lender rep can compare to them

Aug 17, 2017
Romy

Great Service and prompt turn around. Can’t ask for more!

Sep 10, 2017
Leslie

This was my first experience with private lending and I’m extremely pleased with how everything went. My account exec, Walter Brown, was fantastic and I will definitely use him again should the need arise

Oct 4, 2019
Alex F

Loan team had wide breadth of understanding the loan process that allowed them to move quickly

Sep 11, 2019
Kiye L

Great experience and everyone was very professional

Sep 30, 2019
Phetsala P

Smooth closing:) We were able to close on time and deliver great customer service. As a broker, I love working with Civic

Jun 12, 2019
Chris O

The customer is unmatched

Mar 26, 2019
Annette T

Great attentive service from our team at Civic. Thank you Rebecca and Jaqueline

Jan 17, 2020
Luke A

Civic never fails to deliver – we needed a 2nd mortgage to cover a gap and close a deal and Justin Cohen made it happen for us!

Oct 28, 2019
Eric S

Rance is awesome, so is Rebecca. They made the loan process a breeze.They are direct lender, so they are not all the time looking to sell your loan to Wall Street, means you qualify easy.They will walk the talk and […]

Oct 2, 2017
John

Great experience and results!

Aug 29, 2019
Max C

Best company to work with. Fast, and great rates

Oct 10, 2019
Evan F

Jack, Aly, and Michael are awesome to work with. Constant communication throughout the entire process which is huge. There was never a time in the process when we didn’t know status of our file

Dec 4, 2018
Peter

New to Civic but so far I am very pleased with their process, closing time,and attention to detail.

Mar 14, 2019
Customer

I had very good experience working with civic lending. Most of the things that I like is their prompt response & action. I would recommend to others .

Nov 25, 2019
Mark K

Fast closing terms I can work with.

Oct 22, 2019
Stuart G

I would highly recommend Eli Smushkovich & Chelsea Meneses. They answer their phone and respond to e-mails promptly. Eli is a consummate professional and worked diligently to get our loan done timely

Nov 17, 2019
Simon O

They are just that good!

Jun 29, 2019
Kevin B

Marshall has been great from start to finish. He explains things clearly, is always friendly and pleasant on the phone and is patient with me, but still very quick to respond

Dec 26, 2019
Tadashi S

Blake Rodgers is the best. His service, integrity and knowledge is top notch.

Apr 25, 2019
Ermias T

Eli was great, he was very responsive, all staff also gave timely responses, and friendly staff

Sep 21, 2019
Jacqueline C

Michael was very informativeand professional. He was always available even after regular business hours. Heidi also handled the paperwork efficiently and quickly

Nov 29, 2019
Alexander Y

Great service and customer service

Feb 5, 2019
Eric

Excellent I highly recommended

Nov 25, 2019
Jacob S

Talar was amazing and was always there with updates.

Apr 17, 2019
Brandon M

My rep Chris Lushina is unique in all his efforts to get the job done. He applies his communication skills and knowledge of the product to bring out the best result from his staff to produce positive results for his […]

Jan 8, 2020
Misty S

Always a pleasure working with Peter Kraemer & his team. Professional 100% – seamless and efficient, never stressed when working with Peter. Job Well Done!

Mar 10, 2020
Cristina M

Everything was great thank you!

May 28, 2019
Nathalie A

The Civic team is simply superb!

Oct 31, 2019
Ian H

Even with a tight schedule and demanding deadlines they came through on time the way they said they would

Nov 5, 2019
TaShema R

It is always a pleasure working with my Civic Team, Arnold, Jenna, and David, they are consistent with their support and always readily available to assist. Thank you!

Dec 1, 2018
Jeffrey

Excellent communication with the sales rep five stars excellent communication with processing very satisfied Underwriting was very patient and timely closing

Jun 21, 2018
Walter

Extremely professional and fast. Nobody is sitting around at that company they are moving

May 23, 2019
Michael S

Very good service from Chris and Chelsea

Mar 31, 2020
Clifford M

As usual, I have a great team with Jackie and Rebecca and now we have Darren on the team! Keep up the great work!

Oct 11, 2019
Christie S

1) Overall Successful Outcome; 2) Justin, Leslie & team = complete support from beginning to end and it was badly needed on my part. . . 3) No one else would listen and give me the chance I needed to […]

Dec 5, 2019
Raana K

Courteous and speedy service.

Jun 10, 2019
Michael B

Great service and rates

Mar 9, 2020
Kacie M

Chris Lushina and his team provided exceptional service on a tight closing schedule. They really went above and beyond!

Dec 23, 2019
Michele E

Smooth closing process.

Mar 2, 2018
Robert G

We love us some Civic!

Mar 11, 2019
AJ

No reservations sending a deal over to Civic Financial. They are quick, well pricing, and aggressive when it comes to getting deals closed!

Dec 31, 2019
Paul E

Brian and his team are awesome to work with. His communication is great from the beginning to the end, and he makes himself available at all times of the day to answer or assist us in any way

Jun 29, 2019
Ahmed M

Great experience. Very happy with my experience

Mar 2, 2018
Donald

Chris was a pleasure to work with. He got the job done quickly and efficiently

Mar 4, 2018
Gilbert V

Working with George through the process great because he was available all the time

Sep 1, 2017
Eric

Excellent Service

Apr 29, 2019
Dock L

Excellent Service, working with Eric & Diana was a pleasure

Jun 13, 2019
Luke A

The most important part of any transaction, other than speed (and Civic is swift for sure), is communicating effectively to create accurate expectations from the point of beginning – Justin Cohen does this remarkably well and maintains a level of […]

Mar 5, 2019
Arthur

Everyone was great. My questions were being answered.

Jun 28, 2019
Dock L

Good service, would send more business

May 23, 2019
Mark K

Once you set up the file, clear conditions. Fast easy efficient closing. Will use them again. Thank you Justin

Aug 17, 2017
Peter M

Our Team is Excellent. All about teamwork. There support and urgency matches mine. Friends and Partners!!

Jan 16, 2019
Brandon

My experience was primarily with Kevin Victoria, and he was fantastic. The deal got a bit hairy, and Kevin was constantly on top of it. I don’t believe it would have closed, if we worked with almost anyone else. Overall […]

Aug 20, 2019
Rich L

Whit McCarthy and Vanessa Lopez are the gold standard in executing fix-and-flip loans. I have used Civic numerous times to close loans and I will continue to do so because this is an amazingly skilled team

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