Hello, Memphis Our Money's On You!

CIVIC Financial Services is a Memphis private money lender, specializing in the financing of non-owner occupied investment properties. CIVIC’s financial backing and excellent service creates a platform that positions you for success.

Call 877-472-4842 or

Get a Quick Rate Quote

Need a hard money loan for your Memphis investment property?

CIVIC is your local Memphis private money lending partner that empowers its clients through excellent service. We are young, optimistic, energetic and changing the face of the hard money industry. We are backed by wall street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done.

We simplify and streamline the private lending process through modern innovations, proactive communication, and hard work. At CIVIC you are not a number, you are a partner. Whether you’re an experienced investor or a first-time borrower, we are here to to help you break through traditional lending barriers to unleash ever-increasing success.

Hard Money Loans Memphis

Hard Money Loans Memphis

Make CIVIC your simple funding source for your Non-Owner Occupied lending needs.

Learn More
Memphis Multifamily Hard Money Loans

Multifamily Property Financing Memphis

Looking to purchase a multifamily property, CIVIC can help.

Learn More
Private Money Mortgage Brokers Memphis

Mortgage Brokers Memphis

Make CIVIC your private funding source for your Non-Owner Occupied lending needs.

Learn More
Hard Money Loans Real Estate Agents Memphis

Real Estate Agents Memphis

When standard loan products don’t meet your client’s needs, CIVIC can help.

Learn More
Investor Private Money Lending

Real Estate Investors Memphis

Whenever you’re ready to invest in real estate, CIVIC is ready to help.

Learn More

Get to Know Your Memphis Private Lending Experts

CIVIC Financial is a Memphis private money lending company that lends its own capital to real estate investors looking to fix-n-flip real estate through 3 different but very streamlined hard money loan programs.

Whether you're a rookie investor or seasoned pro, our Memphis private money lending experts are here to make sure you achieve your goals as a real estate investor. Through our 1 and 2 year hard money loan programs, we make sure you find the right loan for your project which is why it's so important to familiarize yourself with not only the real estate side of things but also your financing options through CIVIC Financial Memphis.

The reason we exist is to be an alternative fudning source to traditional banks and provide capitol to Memphis real estate investors quickly. Traditional banks generally have much more stringent guidelines and hoops to jump through which equates to a lengthy approval process which leaves investors hamstrung. Private money lenders like CIVIC have become critical to the real estate investment/fix-n-flip industry because we can deliver capitol quickly providing investors with a funding source they can rely on as they grow their business.

Who Needs Memphis Private Money Loans?

As a Memphis private money lender, we typically encounter only a few different types of investors:

  • Fix-N-Flip: This is the most common scenario we encounter with Memphis investors wanting a short-term hard money loan to purchase a property, rehab it and flip it for a profit. These types of investors find private money lenders like us attractive because not only can they access capitol much quicker than traditional banks but traditional banks often don't lend on properties if they are in poor condition.
  • Multifamily Lending: These types of Memphis investors typically invest in condos, 1-4 unit properties or apartment buildings.

Why Private Money Loans Have Higher Interest Rates

Risk, risk and more risk. Memphis private money lending companies like CIVIC take risks that traditional banks simply won't take on. At the end of the day, if your fix-n-flip or multifamily financing project makes sense, our Memphis private lending team will make sure you receive the capitol you need to finance the project, and quickly. So when you're ready to get a quick quote on your project, Click Here!

CIVIC Financial hits $1 Billion Funding Milestone

Rental Property Financing Process Explained

1518 Reviews
Nov 6, 2019
Josephine N

Fast, friendly communication and service!

Oct 8, 2019
Robert V

Excellent service; always return my calls; happy with the team

Mar 14, 2019
RJ

Another 5 Star experience with Marco and Corey!

Aug 8, 2018
Breynan H

It was a pleasure working with Matt and the rest of the Civic team. They were able to assist us in closing a deal in a short period of time. My team and I look forward to working with them […]

Oct 15, 2019
Xiao J

Randi is responsive and reasonable

Jul 3, 2018
Michael G

I have done a refi and an investment new construction loan with Civic. . their proffesionalism and promptness is matchless. Great to work with Rebecca, Jim and Arnold are amazing to work with! I look forward to many many more […]

Jul 27, 2018
Tania

Working with Civic has been an excellent experience for me and my client, the process , communication, efficiency and level of customer service, truly pleasant.

Sep 3, 2017
Victoria

As I had mentioned it to Kendra, our loan officer, we enjoyed the experience. It was painless and Civic delivered on what they promise. Their team is on top of things and move the process along quickly. As far as […]

Aug 10, 2018
Angel

Service was great and Jo Jones was exceptional

Mar 5, 2019
Harry

I love Civic! Quick, Professional and Courteous all at the same time. . . .Yessss!

Mar 12, 2019
Joey M

A lender I can trust always!

Sep 24, 2019
Luke A

Have you ever been at an event with arms raised in the air, pumping both hands up and up? That’s what is feels like working with Civic. Each contact is super positive, elevating your confidence in the transaction. Each closing […]

Sep 28, 2018
Dave

Matt is the best. He’s by FAR the most professional and conscientious person I’ve had the pleasure of working with in this field. I look forward to a long and LUCRATIVE partnership!

Apr 25, 2018
John

Delightfully easy process!

Jun 26, 2019
Debbie F

It’s always a pleasure working with Justin and civic It’s such a smooth process

May 13, 2019
Mark L

Quick close and an easy process

Jan 18, 2019
Chris M

Matthew Specht, Account Executive, is the best in the business. He is one of the rare AEs who has thorough knowledge of his product and can aggressively move a loan application through the process

Dec 12, 2019
Wilfredo S

Bijan was very informative and transparent from beginning to end. I have spoken to quite a few hard money lenders and felt most comfortable with Civic. This is largely due to Bijan and his ability to explain the entire loan […]

Mar 8, 2019
Stacie

Always a good experience.

Sep 18, 2019
David S

Very fast close even with some unique problems, always prompt communication and expert knowledge of the process

Apr 30, 2018
Mike L

Brian has wrapped up two files with a RED BOW. . .

Dec 16, 2019
Beverly M

Overall experience was excellent. Loan officer was very knowledgeable about loan products and processing/underwriting procedures. Loan processor was efficient, effective and easy to work with.

Dec 17, 2019
Marie T

Great customer service.

Jun 28, 2019
Fernando A

Because your services are awesome

Apr 3, 2019
Ralph L

Past business experience with Civic

May 27, 2019
Ryan S

Bijan and the team handled the loan superbly. Ran into a small snag, but working together we were able to make it happen and close on time. Things happen in this industry and It’s nice knowing the ppl you are […]

Apr 11, 2018
Reg W

Closing was Easy and painless

May 2, 2018
Brian

Once again got my deal done in a quick efficient manner. Civic has been my go to lender for private money for over two years now. Keep up the good work Civic!

Oct 9, 2019
William A

Consummate professionalism, excellent response time

Jun 13, 2019
Johnny K

Great communication. Arnold is Awesome

Jan 25, 2019
Michael

The Civic service / suport team is fantastic. . . . Especially when you have any loan challenges.

Aug 15, 2019
Andrew D

Easy to work with and very professional

Jan 3, 2019
JOELLE M

Civic always does a good job with my loans. I really enjoy working with Jacqueline Gonzalez and Rebecca Potter

Mar 29, 2019
Ron

Chris was amazing. .

Mar 11, 2019
Margo C

Always a great experience working with Civic. Very professional, excellent service and helpful every step of the way. Specifically, I’ve worked with Whit and Vanessa and those two are awesome!

Jul 13, 2018
Avraham

Will is definitely someone I will be happy to make business with

Aug 22, 2018
Scott

Easy to use and work with.

Dec 18, 2019
Marty S

Easy to work with, responsinve, and Todd Kaplan is a great rep

Mar 30, 2019
Simon

GREAT JOB TEAM

Oct 11, 2019
Christie S

1) Overall Successful Outcome; 2) Justin, Leslie & team = complete support from beginning to end and it was badly needed on my part. . . 3) No one else would listen and give me the chance I needed to […]

Sep 17, 2019
Evelyn I

Working with Brian, Gabby and Teresa is awesome! They are great at communicating and keeping me posted and move expeditiously through the process. I hope to do another deal soon!

Jul 9, 2019
Roger A

Fast loan decisions, good communication, very good to work with, and professional

Sep 11, 2019
Cynthia L

I was really appreciative of the follow up, attention to detail and consultation from the loan officer, Ryder Byrne. I especially liked the programs and speed of which the transaction was funded

Nov 6, 2019
Shoshawna M

Rance and his team made the entire process very easy.

Mar 19, 2019
Lance

Easy to deal with and on top of things for a quick close!Thanks for all your help!.

Sep 1, 2017
Eric

Excellent Service

Nov 21, 2019
Alejandro R

Great service as always

Aug 3, 2018
Julia B

Patrick Morgan is great, very responsive and professional, no surprises, we closed as planned, I really recommend this company.

May 10, 2019
Johnny K

Great communication, Quick close

Aug 30, 2019
Marie H

Monica Hawley and Dave Piasecki were extremely responsive and worked with me to get my project funded despite some very difficult circumstances! I would recommend Civic to lend on real estate deals

Jun 2, 2018
Anita

As always, great experience working with Michael at Civic. Great team!!!

Oct 18, 2019
Matthew E

Great experience. Outstanding always!

Jan 2, 2018
Rene B

Working with your reps George and Jo Jones makes this process to easy. Meeting them has saved me and my clients a lot of money to later invest :Thank you guys for everything you do

Jun 22, 2018
DARRYL

Awesome service as always. Jackie and her team are the greatest!

May 21, 2019
Ahmed H

Great job Melissa and team I am very pleased with such great service and amazing customer care Melissa and her team been providing me Thank you

Jul 9, 2019
Richard T

I have worked with Jack Lupo and his team on other loans and they are GREAT to work with. Always there to help get the job done. Thanks, Jack and Team

Aug 21, 2019
Sonia E

We had some issues with the county permits and they went way beyond to work with the county and get everything updated so we could buy our hone!

Dec 27, 2019
Paul M

Very pleasant, good products, quick service.

Oct 19, 2018
Don

Justin Cohen is a rock star and a pleasure to work with . Highly recommend.

Jun 27, 2019
Eduardo R

Arnold was great. He answered all my questions in a timely manner. I will definitely be doing business with Civic again

Aug 23, 2018
Jackie

Everything was as I was told. . . I would for sure use this company again for my financial loans in business purchases. Thank you to everyone who played a part in this! Thank you so much!!:-)

May 29, 2019
Eduardo C

Acct Rep was outstanding

Jul 23, 2019
Mario G

Jack, Heidi and Jose Thank you for the excellent job . Gracias to Help my clients Civic Financial Services are my number one lender; more than 18 loans

Nov 22, 2019
Congxiao B

Bijan is super knowegable. Loan product is great. Application is not hard. Appraisal company does great job.

Aug 16, 2017
Emily

Jack, Vanessa and David were a pleasure to work with as always. I can always count on them to close my deals on time. They are organized and professional. You won’t get anything but the best!

Apr 25, 2019
Joey M

My Account Executive is the best and her level of professionalism and compassion to help exceeds of any AE I have experience in my 10 years of arranging financing

Feb 27, 2019
Thao T

Beyond my expectations- they was great customer service, quick turnarounds and lowest rate than any other hard cash lenders i used. Highly recommended to anyone

Aug 7, 2019
Nam-Ha P

Jackelyn is one of the better Mortgage Consultants I’ve worked with in a long time. Calls/emails were always return with precise response. Under promised and over delivered. Her support team is amazing and a played a major role in my […]

Feb 2, 2018
Robert G

We love the fast service and friendliness of the whole team at Civic. Marco, our account exec is always on top of everything. We highly recommend doing business with Civic.

Mar 22, 2019
James

Another successful closing with Civic. We had a short closing time frame and they came through for us.

Jul 24, 2019
Stefanie P

Jack (my AE) is extremely responsive and gives the ultimate broker experience. I will continue to submit my files to Jack for first look ALWAYS because he gets in DONE!

Feb 13, 2019
Joey M

Great Services and process! And you cannot beat their competitive rates and terms.

Apr 24, 2019
Nelly S

The team is very Professional, responsive and and handles transactions with sense of urgency

Jun 22, 2019
Matthew E

Jacquelyn and her team are tireless at finding solutions and mutual opportunities for our companies to work together. Outstanding experience as usual!

Dec 12, 2019
Roberto G

Civic delivers every time!

Oct 10, 2019
Evan F

Jack, Aly, and Michael are awesome to work with. Constant communication throughout the entire process which is huge. There was never a time in the process when we didn’t know status of our file

Jul 1, 2019
Carlos P

John Paul is the best rep!

Nov 13, 2019
Anthony D

Patrick and his team members Rebecca + Jose coordinated another successful closing.

Nov 22, 2019
Vyvy P

Better rate and loan fee

Feb 2, 2018
Jhoanna J

Jack you are a superstar

Apr 25, 2018
Matthew

Jackie Gonzalez was incredible. Patrick Morgan put us in touch with her immediately the day we reached out and we closed just weeks after. Jackie was on the ball, kept us updated, was super knowledgeable and worked with us the […]

Jun 15, 2019
Jeffrey W

The process was very easy. Having spoken with Brian on the phone many times he made it very easy and set us up with an Originate link for my buyer to apply. Then the warm handoff to his team made […]

Nov 6, 2018
Timothy

Marshall and his team were very good at explaining the process and helping me to move forward with the transaction. I am much more comfortable now with the borrowing process and will definitely use them again.

Oct 9, 2017
Carlden L

Information requested was very simple to obtain and less complicated than other loans. Happy about their close times and willingness to make things happen quickly. Will continue to work with Civic for my private money needs

Aug 9, 2019
Rodrigo U

Reputation, Rates, and Service

Dec 21, 2018
Sia

Highly recommended. They are professional, diligent, and courteous.

Jul 12, 2018
Karen

Many thanks to Peter Kraemer at Civic – It was refreshing to work with someone so upbeat and responsive. We will definitely be calling you first the next time we’re looking to purchase another investment property.

Jan 15, 2018
Vil J

Civic really helped us on securing our first deal. They were very patient with us and help us till the end. Everything went well, from the point to the interest that they charged us. I will definitely use them again […]

Nov 13, 2018
LaDale B

We, at 316 Capital, have had a great experience with the lending services from Civic Financial Services. Working with Cameron and David has been a very easy and fluid process. Because of the excellent closing process, we are looking to […]

May 10, 2019
Brandon D

Great customer service

Mar 29, 2019
Craig

Bijan did what he said he would do. He and the support staff were very accessible, which helped make for a smooth, quick closing.

Jan 29, 2019
Darryl

Kevin is very professional and a pleasure to work with. Thank you

Oct 30, 2019
Johnny K

Quick close great communication.

Sep 8, 2018
Matthew

Got it done!Not always easy but we made it across the finish line! Clayton is a very hard worker and will go above and beyond.

May 5, 2019
Christopher M

Awesome terms

Mar 15, 2019
Dutch

Ben and team have been great! Thank you

May 22, 2019
Joey M

The Civic Process has been so much better, and love my AE rep, the best I ever had. Love working Civic and their staff

Apr 9, 2019
Mariano A

Easy to work with. High intensity level of work. Great communication. Have respect for the closing date. Fast turn around time

Jun 21, 2019
Stuart F

Excellent service and experience

Dec 20, 2018
David

Matt came thru even with all the delays from the buyer. Did a great job!

Oct 7, 2019
Nima M

I sincerely believe that CFS is the premier lender in the space that it is in. In addition, I very much enjoy working with Eli Smush

Nov 13, 2019
Michael L

Excellent follow up, and genuine care to get the deal done and help out

Nov 29, 2019
Andrew A

Quick turn around for service

Jul 11, 2019
Matthew L

Really enjoyed working with Rance; very easy and on top of the finance options. . Extremely helpful and financed in a timely Fashion

Sep 24, 2019
Ashley V

Great communication and availability

Oct 6, 2018
Avraham

Will is defiantly someone I would like to do business in the future

Aug 28, 2019
Toby T

Bijan was very helpful and informative throughout the loan process. We’ve worked with him before and he helped us throughout the loan. We have worked with Bijan for a few years and he has been very helpful, honest, professional and […]

Jun 25, 2019
Mark K

The representative, Jack Robinson was great to work with. As needed he was very present in the process and could get answers and not excuses. I have been in finance and accounting since 1977 and he is a good representative […]

Jul 21, 2018
Brent S

I felt very comfortable using Civic Financial as a hard money lender. There were no hidden costs and everything was kept up front. Rance Brown was an excellent account representative and was always available to answer questions. I would not […]

Oct 25, 2019
Bernie R

The funding team of Daniel, Jose, and Maurissa got it done.

Apr 23, 2019
Jaishyamrao P

Civic team were very professional & meet their committed dates

Oct 21, 2019
Mark G

Fast and easy to work with

Jun 13, 2019
Debbi K

Justin and Jack was great to work with and helped me push this through so fast. Great person!!! Thanks

Jun 2, 2018
Rafael N

Excellent service from Beginning to end

Jul 3, 2019
Anthony D

Patrick Morgan with his team Monica Hawley and Jose Lopez did an awesome job as always coordinating another great transaction for my client. They are always consistent in their process and have always pulled through for us which is why […]

Jan 15, 2019
Wilson

Viet communicated every step of the way and kept everything running smoothly.

Jan 3, 2020
Luis C

Amazing and professional service

Aug 16, 2017
Camilo

Great service, very responsive and delivers, love working with Brian

Nov 29, 2019
Alexander Y

Great service and customer service

Nov 29, 2018
Eddie D

Brian Fung did a very good job, was in constant communications throughout the transaction, I enjoyed working with him.

Dec 26, 2019
Tadashi S

Blake Rodgers is the best. His service, integrity and knowledge is top notch.

Apr 30, 2019
Seung B

Great company

Jun 13, 2019
Tyler B

The process was very smooth and their product is unbeatable!

Feb 12, 2019
Robert

This was the smoothest closing I’ve ever been a part of. Jack Lupo is awesome- extremely responsive and transparent throughout the entire process. I will definitely be doing business again!

Jun 24, 2019
Robert L

Prompt and friendly service

Dec 26, 2019
Brett K

Civic was always on top of it and communicated their updates at every stage

Aug 1, 2019
Matthew E

Outstanding work Civic- thank you!

Dec 17, 2018
Pacifico

Awesome service. Very responsive. There was a delay on the seller’s side and Civic was on top of it and was ready to close immediately.

Mar 29, 2019
Matthew F

Great company! They worked hard and made sure everything go smoothly. Marisa, Jose and Dan all did a great job this time. We are very pleased! Thank you all for the hard work. We look forward to work with them […]

May 31, 2019
Christina N

Fast fundings 🙂

Mar 11, 2019
AJ

No reservations sending a deal over to Civic Financial. They are quick, well pricing, and aggressive when it comes to getting deals closed!

Nov 2, 2017
Daphne G

I am so pleased with Civic Financial Services. I have closed many loans with them and they have never failed my expectations. They are prompt with underwriting, approvals and closing. All my clients are very happy with Civic. Civic is […]

Aug 9, 2019
Richard T

We have a great team with Jack, Aly and Michael. They are always on top of our customers

Jun 3, 2019
Rami A

Fast service, excellent team

May 15, 2019
Brandon M

Civic and staff were amazing to work with, they were there every step of the way

Dec 29, 2019
Nathan B

Wade la Rouche was the reason y’all got this rating

Dec 21, 2018
Jamial

Matt is very knowledgeable and easy to work with.

Nov 21, 2019
Janice B

Jennifer was amazing! She worked her tail off helping me get this ball rolling. Learned so much from her, great insight.

Aug 17, 2017
Douglas R

As in Independent sale office,the Civic Financial ‘Services” team gives us the tools, insight to overcome obstacles,education for a smooth underwriting process and eventually close and bring value to our clientsSpecifically, Jackelyn Gonzales and her team including Rebecca Potter and […]

Jun 21, 2018
Jeremy

I recently closed on a transaction that was smooth which is very important to me our reputation with RE agents that bring us deals. I feel I can trust the folks at Civic to deliver what they said on time […]

Feb 2, 2018
HH

Very prompt and efficient process!

Feb 28, 2019
David

Anthony made the loan process very easy and quick! This was my second loan with Anthony and won’t be my last! Great service!!

Jan 14, 2019
Chris M

Mathew Specht, Account Executive, is the Best in the business. As a Broker, I have closed loans with more than 300 different alternative mortgage lenders during the past 20 years. Matthew is the rare AE who not simply a ‘Yes […]

Dec 6, 2017
Michael

Matt Rabinowitz was extremely proficient and straightforward. When an answer was not off the top of his head he was able to retrieve it with a quick response and accurate answer. Everything occurred as planned, no big surprises, the transaction […]

Jun 19, 2019
Daniel R

Dan is nothing short of excellent on all fronts. It’s a pleasure working with him and his team

Apr 19, 2018
Trevor

Michael was amazing, he was there for me every step of the way. He was always available to answer the phone including nights and weekends. Civic does things the right way. Seriously the best

Aug 17, 2017
Peter M

Our Team is Excellent. All about teamwork. There support and urgency matches mine. Friends and Partners!!

Apr 11, 2019
Anthony C

Chris went above and beyond to make this deal happen!

Mar 9, 2018
Alex R

Civic is a great company to work with, they get things done quickly and my AE Tedd, is great at picking up the phone and answering all of my questions. Keep up the good work!!

Jan 30, 2019
Johnny

GREAT SERVICE

Dec 27, 2018
Fozia

Great services and great staff! The decision to work with Civic has helped me achieve my professional goals.

Mar 2, 2018
Christie M

Excellent to work with!

Jul 31, 2019
Max C

Awesome lending!

Jul 31, 2019
Abraham C

Good response time and frontloading of borrower requirements

Dec 5, 2019
Jovanna M

From start to finish Jack and Vanessa were absolute professionals. They did a outstanding job!

May 5, 2019
David S

Rance made the process extremely easy and the communication was open the whole way. Funding was timely and rates very competitive

Jan 18, 2019
Tatiana

Great financing company!

May 9, 2018
Claudia R

Michael Ricigliano, of Civic Financial- He offers the utmost professional business lending services tailored to our needs. BEST lender in our Real estate industry

Sep 3, 2019
Jose C

Talar was quick to respond to any questions I had and she and her team completed the transaction with efficiency and professionalism

Mar 1, 2019
Jordan

Erich was awesome!

Jan 29, 2019
Michael R

Arnold went beyond the call of duty on this one . . tough deal but he got it thru. He is very smart when it comes to these type of deals, and im glad he is on my side

Oct 7, 2019
Trina L

Excellent service, the company was wonderful to work with, fast and efficient

Jan 8, 2020
Jose M

Thanks to My Account Executive, Melissa Salinas and Account Manager, Michael Hoyt, it has been a delight to work with Civic and on this process for this file. Thank you guys!

Oct 31, 2019
Edwin L

Jacquelyn Boyle is awsome

May 14, 2019
Ronald A

Very quick turnaround and professional positive attitudes

Jan 10, 2020
Yvette M

Excellent service and very responsive.

Mar 22, 2019
Customer

Civic is a pleasure to work with, they handled every aspect of my clients loan with the utmost professionalism and demonstrated flexibility in working to get the deal done. I will certainly be using them for upcoming loan transactions!

Apr 30, 2019
Darren W

Professional service for the rep / Bijan and from financing / Jeremy through getting my account set up to close. Communication from others within the company (good follow through). Also had to scramble and actually closed in 1 Day -amazing. […]

Jun 24, 2019
Robert F

Again It’s the fastest and smoothest realestate transaction that I’ve ever been apart of!

Jan 18, 2019
Abdul

Great experience working with Jackelyn and Civic. They always get my loans funded quickly.

Dec 21, 2018
Jaime

I would like to commend Kevin Victoria and the rest of the staff for all their help and support in making this transaction possible. Best Regards!!!

May 17, 2019
Samer T

Great work!Do what they say

Aug 2, 2019
Josh B

I am leaving this rating because of Justin, Ally, and Becky. They make an extremely efficient team and Im glad to have them on my side

Jun 26, 2019
Matthew L

Rance has been excellent to work with, fast an sufficient closing

Dec 11, 2019
Pamela D

The process of working with Civic was easy, fast, and much appreciated.

Sep 21, 2019
Courtney T

Will, Aly and Marisa are awesome to work with. Everytime I need funding formy projects, they always make it happen

Dec 18, 2018
Glenn

You guys provide great service. We really appreciate the easy communication throughout the loan process.

Jun 8, 2019
Cessy F

On top of the whole process

Nov 16, 2018
Inna

We absolutely loved working with Civic!Our broker Blake Rogers agreed to meet us in person and we were very impressed with his knowledge, responsiveness, honesty, and genuine understanding of what WE needed, and try to work with that. We were […]

Jul 11, 2019
Stephen R

To express my confidence and trust with my account representative, PaigeObradovich. She’s there whenever I need her to solve an issue. She responds promptly and is very knowledgeable. Truly professional

Jan 8, 2018
Ray

GREAT COMPANY AND JOHN IS THE BEST WE CLOSED FAST 7 TO 10 DAYS

Apr 17, 2019
Nancy C

I had a property I needed to close in a short period of time. Nick Flowers contacted me within an hour of placing the request and worked with me diligently to get it closed. Always answered my phone calls and […]

Jun 25, 2019
Starcia S

Quick Service, on-time closings!

Aug 6, 2019
Thao V

Jackelyn and Rebecca were excellent and efficient with our transaction!

Oct 10, 2019
Noemi M

Things have really turned around and there has been more communication making things smoother

Feb 2, 2018
Leanne T

Quick turn around from start to finish

May 1, 2019
Zina M

Professional, thorough

May 1, 2019
Kirk V

CIVIC is the best choice if you need to get your loan done fast and easy!

May 30, 2019
Darren W

Quality representation, easy communication from everyone involved. Happy to work with a professional organization

Jan 6, 2020
Stacie H

Works well with buyers

Feb 21, 2019
Richard

I will recommend this company to others, in fact my first one is already in mind.

Mar 2, 2018
Frank

Called them after a denial due to difficulties with income although I have a stellar credit score and no lack of down payment. Talked with Matt, painless application, answered EVERY call no matter time day and night (and there were […]

Aug 9, 2018
Aristea

Everyone was great and helpful with a difficult borrower. Alan was exceptionally helpful. Great company with an excellent team

Jul 31, 2019
Jadonna B

The online process for applying for a loan w/Civic was simple and straightforward. I got immediate feedback & knew exactly the deal for which I was qualified. The Account Executive, Randi Lauren, followed up with a phone call the same […]

Jun 25, 2019
Oluoma E

Very fast lender, fair terms, and excellent communication. We felt that Civic tries to find ways to get deals done not kill deals

Mar 1, 2019
Shanna

This was my first time working with Mark Liker for a hard money loan. I switched to him from my previous hard money lender, as he came highly recommended from a wholesaler friend of mine. Mark was professional, his numbers […]

Feb 15, 2019
Burvell

I had a great experience with Civic. I worked with Andrew, Teresa and Melissa. Every step of the way they made sure I was in the loop. Civic has excellent systems to help submit applications, budgets, etc. I plan on […]

Jun 26, 2019
Balamurali R

Working with ELI was a breeze. Closing was under 10 days and was unexpected

Jan 3, 2020
Joyce L

Service is good, my AE was responsible and responsive, answering my questions and problem shooting even on the way to vacation, Have worked with him on many deals.

Jan 29, 2019
Jay

Great prices in comparison to other home renovation loans. The more loans you close with them the faster they get. Good team. Dave Rooker is awesome!

Mar 31, 2019
Francine D

Many thanks to Civic Financial Services! The process was streamlined and efficient. My loan offer went above and beyond to ensure we received the best deal possible. I truly enjoyed working with the staff at CIVIC, looking forward in doing […]

Jun 4, 2019
Sam T

Great Work! Did what they said and were very honest. No hidden fees. Highly Recommended

Nov 20, 2019
Phetsala P

Tough loan – good job getting it closed

Load More
Loan Status