Hello, Memphis Our Money's On You!

CIVIC Financial Services is a Memphis private money lender, specializing in the financing of non-owner occupied investment properties. CIVIC’s financial backing and excellent service creates a platform that positions you for success.

Call 877-472-4842 or

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Need a hard money loan for your Memphis investment property?

CIVIC is your local Memphis private money lending partner that empowers its clients through excellent service. We are young, optimistic, energetic and changing the face of the hard money industry. We are backed by wall street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done.

We simplify and streamline the private lending process through modern innovations, proactive communication, and hard work. At CIVIC you are not a number, you are a partner. Whether you’re an experienced investor or a first-time borrower, we are here to to help you break through traditional lending barriers to unleash ever-increasing success.

Hard Money Loans Memphis

Hard Money Loans Memphis

Make CIVIC your simple funding source for your Non-Owner Occupied lending needs.

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Memphis Multifamily Hard Money Loans

Multifamily Property Financing Memphis

Looking to purchase a multifamily property, CIVIC can help.

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Private Money Mortgage Brokers Memphis

Mortgage Brokers Memphis

Make CIVIC your private funding source for your Non-Owner Occupied lending needs.

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Hard Money Loans Real Estate Agents Memphis

Real Estate Agents Memphis

When standard loan products don’t meet your client’s needs, CIVIC can help.

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Investor Private Money Lending

Real Estate Investors Memphis

Whenever you’re ready to invest in real estate, CIVIC is ready to help.

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Get to Know Your Memphis Private Lending Experts

CIVIC Financial is a Memphis private money lending company that lends its own capital to real estate investors looking to fix-n-flip real estate through 3 different but very streamlined hard money loan programs.

Whether you're a rookie investor or seasoned pro, our Memphis private money lending experts are here to make sure you achieve your goals as a real estate investor. Through our 1 and 2 year hard money loan programs, we make sure you find the right loan for your project which is why it's so important to familiarize yourself with not only the real estate side of things but also your financing options through CIVIC Financial Memphis.

The reason we exist is to be an alternative fudning source to traditional banks and provide capitol to Memphis real estate investors quickly. Traditional banks generally have much more stringent guidelines and hoops to jump through which equates to a lengthy approval process which leaves investors hamstrung. Private money lenders like CIVIC have become critical to the real estate investment/fix-n-flip industry because we can deliver capitol quickly providing investors with a funding source they can rely on as they grow their business.

Who Needs Memphis Private Money Loans?

As a Memphis private money lender, we typically encounter only a few different types of investors:

  • Fix-N-Flip: This is the most common scenario we encounter with Memphis investors wanting a short-term hard money loan to purchase a property, rehab it and flip it for a profit. These types of investors find private money lenders like us attractive because not only can they access capitol much quicker than traditional banks but traditional banks often don't lend on properties if they are in poor condition.
  • Multifamily Lending: These types of Memphis investors typically invest in condos, 1-4 unit properties or apartment buildings.

Why Private Money Loans Have Higher Interest Rates

Risk, risk and more risk. Memphis private money lending companies like CIVIC take risks that traditional banks simply won't take on. At the end of the day, if your fix-n-flip or multifamily financing project makes sense, our Memphis private lending team will make sure you receive the capitol you need to finance the project, and quickly. So when you're ready to get a quick quote on your project, Click Here!

CIVIC Financial hits $1 Billion Funding Milestone

Rental Property Financing Process Explained

1970 Reviews
Oct 18, 2019
Starcia S

Great Service and Team Work!

Mar 2, 2018

Great fast service

May 12, 2020
Daine E

Eli and his team were great to work with

Aug 16, 2017

Jack, Vanessa and David were a pleasure to work with as always. I can always count on them to close my deals on time. They are organized and professional. You won’t get anything but the best!

Jun 18, 2020
Chris H

Rance Brown and his team of Becky and Chelsea were FANTASTIC (no understatement, and I have worked in commercial lending for 32+ years, since February 1988) to work with, and I appreciated how pro-active they were, seemingly more interested in […]

Feb 3, 2020
Lorenzo E

Ben is great at organizing and finding solutions

Apr 29, 2020
Gregory L

Response time was stellar! Everyone was knowledgeable so it helped reduced the amount of back and forth

May 9, 2019
Jaroslaw K

Dan was great communicator, Very well designed website where you can upload all the documents needed for the transactions, Competitive rates

Feb 21, 2019

Jackie is on point, quick to respond and a pleasure to work with. . . if you want a fast closing – better call Jackie!

Mar 13, 2020
Larry D

They can analyze the property for you and they can close the deal quick and also they give you a Home Depot discount

Jun 1, 2020
Susan P

Daniel Molina is fantastic

Aug 28, 2019
Fred S

Working with Mariam Adams makes it a 10

May 2, 2018

I have worked with numerous lenders and I have to say Matt C. and his team exceed my expectations. Very professional, call/email responses and understanding my needs as investor. I am excited to work with him on more deals in […]

Aug 24, 2019
Francis L

The experience I had with CIVIC was much more pleasant than Patch of Land, they are able to close on time and does not deviate from the terms that they quote

Dec 7, 2019
Mary G

Joshua Haddad is fantastic! Really appreciate how attentive he is and willing to work so hard on our behalf . Hoping this really works out to a long term financial partnership!

Mar 30, 2019

We gave Jack and team a 10 day window to turn around a refinance on one of our properties. It came down to the wire, but they made sure it got done.

Nov 1, 2019
Tim T

Ivan’s communication and response has been excellent.

Jan 31, 2020
Nabil S

Always good service.

Sep 28, 2018

Civic was very good to work with. Recommend them to all looking for investment needs.

Mar 29, 2019

Bijan did what he said he would do. He and the support staff were very accessible, which helped make for a smooth, quick closing.

Feb 18, 2020
Ronnie F

Overall service is excellent

Apr 20, 2019
Cindy L

Fast and reliable! Thank you so much for helping us!

Mar 6, 2020
Jonathan B

It’s not the company it’s the representative that represents the company. Natalia is outstanding. Doing whatever it takes to ensure a satisfied customer

Aug 2, 2018

Loan terms and rates are the best in the business. Better understanding of values and renovation game plans then most lenders.

Mar 29, 2019

Alan Sperling and his team did a phenomenal job getting such a tough transaction closed.  Highly recommend!

Apr 13, 2020
Michael M

Jackie Gonzalez is the best. Great communication and she will fight for your loans. I will use you again real soon

Mar 13, 2019
Matthew F

Daniel is awesome to work with. He is very professional, and we enjoyed working with him. We hope to work with him for many more deals in the near future.

Mar 2, 2020

Awesome service! Prompt reply to inquiries. Fast, efficient process and closing. Well done!

Nov 13, 2019
Anthony D

Patrick and his team members Rebecca + Jose coordinated another successful closing.

Mar 1, 2019

Really Appreciate the speed and Care Pete used to knock out the loan. Great job!!

May 7, 2019
Elmer S

Trevor Niemann is great and I like how he makes sure all T’s are crossed and I’s are dotted

Jan 20, 2020
Brett G

Second time customer, excellent service and loan teams!

Apr 3, 2020
Lauren L

So helpful, easy to work with and fast. Absolutely loved this experience (it is my first ever loan and I’m so grateful for how well this went)

Apr 3, 2019

Jack Lupo and Michael Hoyt are always doing such and amazing job helping me throughout the process. They are always getting the job done. I appreciate all the help that I get from them and the entire Civic team. Mahalo […]

Dec 11, 2018

Great guy to work with. I hope to work with him on the future.

Nov 5, 2019
Donald D

Matt was very helpful in completing this transaction. Would not hesitate to recommend him to another.

Dec 16, 2019
Beverly M

Overall experience was excellent. Loan officer was very knowledgeable about loan products and processing/underwriting procedures. Loan processor was efficient, effective and easy to work with.

Jul 3, 2019
Irina D

I had a great experience with Civic!

Mar 16, 2018
Steven B

I have now closed 4 deals with Civic and I have enjoyed the team I work with. Justin and David have worked hard on my clients and my behalf to close some difficult deals in the last few months. While […]

Mar 1, 2019

Erich was awesome!

Sep 3, 2019
Jose C

Talar was quick to respond to any questions I had and she and her team completed the transaction with efficiency and professionalism

Feb 5, 2019

Always good to work with Jackelyn and Rebecca.

Oct 10, 2019
Noemi M

Things have really turned around and there has been more communication making things smoother

Jun 11, 2020
Courtney T

Will and his team at Civic have always done an amazing job

Dec 27, 2019
Richie F

Great service. Wade really makes it happen

Jan 9, 2020
Anthony T

I had a FANTASTIC experience with Peter Kraemer with his patience, care and expertise in coaching me during my very first project. If he was unavailable when I reached out to him, it wasn’t long before I received his follow […]

Jun 21, 2018

Extremely professional and fast. Nobody is sitting around at that company they are moving

Jun 4, 2019
Vicki T

Eddie is 1st class and always professional & really helpful. And my closing agent said she had a very enjoyable experience with your entire team. Please pass on my sincere thanks to each of them

Oct 10, 2017

We just took a loan for the first time to buy property, and Civic Financial Services did a fantastic Job in providing the loan for us on a timely manner. William was very patient and didn’t push us to take […]

Jul 8, 2019
Maria D

Exceptional professionalism, attention to detail, and expediency!

Jul 21, 2018
Brent S

I felt very comfortable using Civic Financial as a hard money lender. There were no hidden costs and everything was kept up front. Rance Brown was an excellent account representative and was always available to answer questions. I would not […]

Jul 12, 2019
Balbina V

Outstanding Service from Brian Fung & Gabriela

Mar 22, 2019
Coral R

Working with Steve, Corey, and Chelsea is great.

Mar 27, 2019

Eric was great to work with on this deal. We have others going your way! Thank you!

Jan 12, 2019
Davide B

Justin Cohen and Heidi Marshall provided flawless execution, effectively overcoming the several hurdles that we encountered during the process.

May 31, 2020
Kristine H

Randi did a great job in assisting to get this transaction in motion and communicated along the way!

Mar 6, 2020
Brett K

The process is so smooth and Ivan and the team are great to work with

Aug 15, 2019
Kenneth I

Eli Marcus is amazing

Feb 1, 2019

Will and the whole team did a great job on this rush file!

Feb 28, 2020
Jon N

They are very easy to work with & creative with unique financing options too

Mar 24, 2020
Zarko M

Very easy to work with

Dec 3, 2018

The whole process is going smoothly.

Aug 3, 2019
Roger A

Good service, easy to work with

Mar 26, 2019

I Give Jack Lupo a 10 star rating he is professional and knows his business my clients are very happy with the rate. Any future transaction will be with Civic Financial. They all came to getter to help me with […]

Sep 3, 2019
Dock L

Great working with Eric, always on it

Feb 6, 2020
Shanna T

Mark Liker went above and beyond on my latest flip hard money loan. We only had 6 days to close the loan or the house was being auctioned off the following day through the county. Mark worked extremely hard to […]

Apr 11, 2018

Great lender with overall great products. My account executive Jo Jones is the best!

Apr 21, 2020
Jose G

I worked with Randi Lauren and the amount of attention we received was worth a 12 on a 10 point scale, seriously. Follow up was extremely fast and easy to understand. Thanks to her!!!

Apr 20, 2020
Carlene P

Anthony always pulls thru for my clients! I will always recommend Civic!

Dec 4, 2019
Vasiliy S

Great to deal with for the 2nd time

Sep 25, 2019
Alexandre T

Justin and his team were super professional, knowledgeable, always a step ahead and most importantly, honest. Highly recommended!

Jan 31, 2019

Another great transaction with Marco and his team. Got more coming, thanks for everything!

Jun 22, 2018

Awesome service as always. Jackie and her team are the greatest!

Feb 28, 2020
Frank R

Awesome AE, Peter, and team at Civic. Great communication throughout the process

Jul 26, 2018
Robert G

Marco Castaneda is one of the best wholesales I have had in 18 years in the business. Very responsive and knows his programs inside and out. They are getting a lot more of my business because of Marco.

Aug 22, 2019
Jahmal S

Because Justin and Chelsea were great throughout the entire process, they made sure everything that needed to be done got done and that it was a extremely smooth process

Apr 30, 2020
Victor I

The upfront, honesty, sincerity, and quick responses. Not to forget Tammy’s constant updates!!!

Aug 6, 2019
Robbert O

I’m very pleased with the professionalism and timely way the loan was structured and handled. Jacqueline and her team were excellent. Thank you for making it happen

Aug 16, 2019
Monya K

Justin is my guy! He always comes through for me EVERY TIME!! Wonderfully reliable to work with!

Jan 16, 2019

I love working with Jackie and Civic, they have great loan programs and the support from Jackie is outstanding. I enjoy working with you and the team. Thank you Richard

Apr 4, 2020
Jose C

Talar is an amazing loan officer!

Oct 28, 2019
Mario G

Great deal . Amazing job

May 1, 2020
Don S

Todd’s team was great to work with, always a quick response to any issues, and I really appreciate their “can do” attitude. Truly a pleasure to work with!

Dec 13, 2018

Great service

Apr 6, 2020
Misty S

Peter Kraemer & his team are always great to work with, excellent customer service

Aug 13, 2019
Clifford S

Because I have an awesome rep!

Sep 8, 2018
Annette T

Great service as usual

Jan 23, 2020
Gurvinder S

Quick response. Great rates.

Nov 5, 2019
TaShema R

It is always a pleasure working with my Civic Team, Arnold, Jenna, and David, they are consistent with their support and always readily available to assist. Thank you!

Dec 4, 2019
Daryl H

The process from beginning to end was conducted in a very professional manner. The communication was always great and the team did an amazing job working together to get deal done. This was my 1st closing with Civic and I’m […]

Feb 21, 2020
Harpal S

Justin Cohen. Amazing, efficient, quick and makes the process seamless and stress free every single time. 10/10 stars

Jan 13, 2020
Chris W

Quick hands on service. Response time from Matt almost immediate. Exceptional service

Aug 18, 2017
Tony C

5 stars: Excellent Loan company! Great rates, smooth closings etc. . . always a pleasure to do business with. I’ve been working with Whit as my loan processor for a little over a year now, he’s been nothing but professional. […]

Sep 1, 2017

Got the information I needed in a timely manner and we funded before the deadline. Would definitely use Civic again!

Apr 3, 2020
Nick H

Really enjoyed the seamless process and the whole team was great to work with. Monica guided us along extremely well and with ease. Thanks to Josh for being a great partner and putting this deal together.

Aug 4, 2019
Johnny K

Always good fast with great communications. Quick closings, great service

Apr 22, 2020
Matthew S

Everyone was positive. Also, everyone responded to my inquiries in a timely manner

May 14, 2020
John M

I had some difficulty on my end, being sick and busy. That delayed my response, and you did the loan even though the pandemic might have deterred others to do this good loan

Jan 12, 2019

Great experience with my broker at Civic. This is my third loan with them and I definitely plan to work with them again.

Sep 19, 2019
Brian C

Efficient -thorough-responsive

Mar 9, 2020
Raana K

Excellent, speedy & courteous service

May 15, 2019
Scott R

Anthony and his team were excellent to work will. I look forward to more transactions in the future

Sep 6, 2019
Dawn D

Our Director of Business Development is amazing. We work with many different lenders, and we go with CIVIC because of our relationship we have with Ben shaevitz. I appreciate his knowledge, his communication, work ethic, commitment and accountability. If he […]

Feb 27, 2020
Laci T

Civic Financial was able to close my deal very quickly. They have a great system in helping walk you through the entire process step by step, making it as smooth as possible. Dawn welcomed me with a smile every time […]

Jun 7, 2019
Sonja L

This was my 3rd transaction with CIVIC this year and I had full trust, as usual, that all was being taken care of during my busiest months of the year!! Truly a 5 Star service run by true professionals!!!

Oct 2, 2019
Raana K

Friendly service and speedy closing

Nov 6, 2018

Marshall and his team were very good at explaining the process and helping me to move forward with the transaction. I am much more comfortable now with the borrowing process and will definitely use them again.

Sep 13, 2019
Umer A

Outstanding team work, excellent & brilliant execution, timely handling and processing of documents. Exceptional communication from start to finish

Feb 12, 2018

The process is painless and simple, questions were answered quickly

Jun 22, 2019
Matthew E

Jacquelyn and her team are tireless at finding solutions and mutual opportunities for our companies to work together. Outstanding experience as usual!

Jan 13, 2019

It’s always a pleasure working with Civic

Jun 15, 2019
Jeffrey W

The process was very easy. Having spoken with Brian on the phone many times he made it very easy and set us up with an Originate link for my buyer to apply. Then the warm handoff to his team made […]

Jan 26, 2020
Greg H

Every thing they said they would do they did. When things became difficult they didn’t give up they pushed forward until the job was done and loans closed

Jan 24, 2020
Chris G

Everyone at Civic is on the ball. My file moves quickly, everyone is responsive and communicates well and funding occurs very fast once all conditions are met.

Jul 31, 2019
Abraham C

Good response time and frontloading of borrower requirements

Nov 2, 2017
Abe A

I have worked with Civic Financial Services on few transactions and they are the best to work with when it comes to private deals. Very professional and responsive. They have always exceeded expectations for me and my team. We will […]

Sep 8, 2018

Got it done!Not always easy but we made it across the finish line! Clayton is a very hard worker and will go above and beyond.

May 23, 2019
Michael S

Very good service from Chris and Chelsea

Sep 7, 2019
Genaro M

Level of customer service was excellent

Jul 29, 2019
Ryan A

I believe that the personable relationship with my particular broker, Brian Fung, made the difference. The interest rate, terms, and points for closing were competitive. They expedited the loan with speed and consistency

Apr 22, 2020
Donald D

This is the second deal with Civic and, like the first, was very easy transaction

Mar 1, 2019

Quick close. . . good job Brian Lee

Apr 5, 2019

Rance helped me throughout the whole refinance process. I was very stressed out at the time. He helped make it an easy and smooth transition. He was available to answer questions after business hours, was very professional, understanding, and worked […]

Mar 20, 2020
Lai T

Rance and Rebecca make getting a loan so easy and smooth. During times like this, it’s good to know my loan will close!

Oct 31, 2018
Norris A

Tedd G. is the greatest. Extremely knowledgeable, helpful, and for a person as busy as he must be he is consistently very prompt in responding to calls, emails, etc.

Apr 2, 2019
Joel M

Dave is always great to work with

Aug 24, 2018

Excellent service, fast response

May 3, 2018

Fast response, quick close

May 5, 2019
Christopher M

Awesome terms

Jan 12, 2019

Jack Lupo and Michael Hoyt are one heck of a team. They go above and beyond to make sure that you are taken care of from loan application to funding. When there was bumps in the road they were there […]

Jun 28, 2019
Thuan H

Very quick, easy to work with. Everyone is very quick with replying to questions. Very happy to do business with Civic

Feb 16, 2020
Raana K

Excellent customer service with speedy underwriting

Mar 27, 2020
Arthur N

Nate was very responsive and moved my process as fast as he could

Jan 23, 2019
Kate Z

Great service

Jan 29, 2019

Melissa Salinas and her team is awesome. Very helpful and prompt. The process was smooth and they are very good at keeping me inform. Everyone was very friendly and professional. I would recommend Melissa to anyone who needs a hard […]

Jan 9, 2020
Alex E

Thanks Civic for the great work on my loan, fair fees , professionalism in every detail, and transparency, special thanks to Jennifer Moates , who worked with me all along,it’s the best, I’m definitely working with them on my next […]

Jan 24, 2019
Thomas R

Great service all the way through

Nov 29, 2019
Dwayne B

It was a smooth process from start to finish and everyone was very helpful and knowledgeable.

Dec 13, 2017

Civic provides superb service and turnaround time, loan officer and supporting staff are knowledgeable and flexible. Great company!!!

Oct 31, 2019
Charles F

Rance Brown and Rebecca Porter were excellent and responsive to work with.

Apr 25, 2018

Jackie Gonzalez was incredible. Patrick Morgan put us in touch with her immediately the day we reached out and we closed just weeks after. Jackie was on the ball, kept us updated, was super knowledgeable and worked with us the […]

Jun 26, 2019
Balamurali R

Working with ELI was a breeze. Closing was under 10 days and was unexpected

Oct 25, 2019
Max C

I highly recommend Civic!

Nov 20, 2018

Excellent communication, Team work and effort. Always a Pleasant Experience!

May 23, 2019
Tony T

Rance was able to answer all my questions and his response time was usually within an hour regardless of day or time

Jan 29, 2020
Michael P

Audre and Kathy were great to work with!

May 7, 2020
Ailone T

Superb handling of the case

Nov 21, 2019
Janice B

Jennifer was amazing! She worked her tail off helping me get this ball rolling. Learned so much from her, great insight.

Apr 17, 2019
Gary K

Always a pleasure to work with Kevin. He is very professional, kind and on top of his files. Thank you!

Jan 24, 2020
Edward C

Chris Rosas, David Levine, and team did a wonderful job for me and my client. I’m thankful to have them as a resource.

Nov 20, 2019
Yvette T

Quick turnaround with an amazing service

Oct 29, 2019
Mary G

Chris was absolutely timely and did what he said he would do. I felt like he truly was working on my behalf to make this deal happen!

Feb 1, 2019

Best service and well knowledge staffs

Apr 23, 2019
Michael S

Civic never ceases to impress me with their ability to get to closings in a timely manner. They realize that time kills deals and the less time it takes to fund mitigates much of the concern

Jan 29, 2019

Always a pleasure to work with Civic. Vanessa and Whit have always made sure to go the extra mile to both tailoring loans and understanding of borrower’s situations in addition to completing and clearing loans quickly and accurately. Would recommend […]

May 18, 2020
David C

The process is easy, Civic seems committed to serve clients through the current pandemic and Mark Liker is extremely easy to work with

Mar 1, 2020
Valeria S

I have the ability to get a loan even though I am a new business owner!

Aug 14, 2019
Shane V

Great service! Jack and Aly were extremely responsive and understanding to a tough deal

Nov 22, 2019
Vyvy P

Better rate and loan fee

Jan 2, 2018

As a first time home buyer, I feel fortunate to have chosen to work with Civic Financial Services. They were extremely easy to work with, prompt in relaying information and returning emails and phone calls, and were extremely friendly

Jul 26, 2019
Roger E

Have closed three loans and each time every effort has been made to close the loan ASAP

Dec 21, 2019
Raana K

Excellent support service.

Jun 8, 2020
Miguel A

Mariam took care of the file and helped us make the process very easy and convenient for all parties involved

Jun 10, 2020
Melvin L

Civic did an awesome Job for a very difficult client!

Aug 3, 2018
Julia B

Patrick Morgan is great, very responsive and professional, no surprises, we closed as planned, I really recommend this company.

Dec 29, 2019
Nilu A

Because you guys do everything possible to get our deals closed!

Apr 27, 2020
Adriese W

Communication was clear, persistent to get deal done, despite unusual circumstances. Eli was very professional and kept me updated. Thank you!

May 28, 2019
Nathalie A

The Civic team is simply superb!

Nov 15, 2019
Wilfred G

Excellent service all questions i have are answered and Joseph Castaneda and Gabriela Ramirez have great customer service

Dec 13, 2019
Coreatha G

1st experience with this firm. I’m creating value while risks lie with you. Awesome loan rep! You rock!

Nov 3, 2017

My experience was a quick and easy closing

Jan 23, 2020
Olga P

Ryder my loan officer was very helpful and went above and beyond to help me get through the process.

Jul 24, 2019
Stefanie P

Jack (my AE) is extremely responsive and gives the ultimate broker experience. I will continue to submit my files to Jack for first look ALWAYS because he gets in DONE!

Mar 14, 2019

I received excellent service and a speedy closing hassle free

May 13, 2019
Matthew E

Jacquelyn is the VERY best at what she does and her follow through and responsiveness is second to none. Another outstanding performance by Civic!

Aug 2, 2018
Matthew F

We would definitely recommend this company! Daniel is very professional and very helpful! He worksed hard for us and got the deal done quickly! We are very happy and will continue to work with Daniel for our next deals!

Oct 2, 2017

Civic Financial closed my loan with no hiccups. I’m a commercial loan broker and the service was good and fast paying. Thanks team Civic.

Jul 31, 2019
Jadonna B

The online process for applying for a loan w/Civic was simple and straightforward. I got immediate feedback & knew exactly the deal for which I was qualified. The Account Executive, Randi Lauren, followed up with a phone call the same […]

Jul 10, 2019
Roger A

Good communication,easy to work with

Sep 30, 2019
Umer A

Great, reliable, speedy service

Jun 24, 2020
Carol P

The turn around was short , and not too much paper

Aug 16, 2017

They were very fast and Steven is always right on with everything he quotes and gets deals moving along

Feb 15, 2019

Always a great lender!

Mar 14, 2018

Ryan Snep was fantastic to work with. He was professional, helpful and knowledgeable. I would highly recommend Ryan and Civic Financial Services for all your hard money loan needs

Dec 16, 2019
Kevin R

Everyone always stays on top of the deal & being as transparent as possible. Always letting all parties know where we stand for closing.

Mar 7, 2019
Laura T

Bijan was very responsive and always available. He and his team stayed on top of my loan and made sure that the process was quick and as painless as possible

Jul 25, 2019
Christina N

Funding- Quick Closing

Jun 26, 2018
Mohammed E

The cordial staff, and the quick responses made our deal happen fast. Thanks!

Jan 12, 2019

Second loan with Civic, and service is just as good as the first! Thank you guys for the amazing service and fast closings!

Nov 2, 2017
Carlos C

Matt from beginning to the end of the refi process did a great job!Will definitely continue to do business with Civic Financial!

Sep 13, 2019
Richard T

A great team to work with. They get it done

Jul 21, 2018

Great job closing the transaction on time.

Feb 13, 2019

Great working with Zac! Always responsive and very knowledgeable. Highly Reccomend

Jun 2, 2018
Jonny J

Being a non-USA resident could have complicated the process somewhat, however Ms. Jo Jones supported by Ms. Cabrera smoothed all the possible hitches very professionally and ensured a seamless process.

Aug 26, 2019
Tamar W

I have had an exceptional experience with Civic Financial. Peter Kraemer has been super helpful and patient. He has spent time helping me outside of his normal work hours. Peter is definitely an asset to your organization

Jan 6, 2020
Stacie H

Works well with buyers

Sep 5, 2017

Very happy with the speed the transaction closed. Dave Rooker was very helpful and responsive, ensuring everything was ready on time

Apr 16, 2019
Olivier R

Melissa is great to work with

May 12, 2020
Humberto R

Civic has a good team for obtaining a hard loan during hard times

May 28, 2020
Ronald M

The whole team did an excellent job guiding me from which loan was better for the client to the processing, UW and closing. Kudos to everyone.

Feb 18, 2019

Civic Financial is second to none in providing quick and reliable lending. I was presented a property opportunity but needed a cash out refinance done in 4 days. Ryder Byrne and Michael Hoyt pushed it through quickly and with very […]

May 18, 2020
Lee M

Jackelyn is excellent to work with. I appreciate her transparency

Jan 12, 2019
Robert G

Another smooth Transaction with Civic!

Dec 16, 2019
Rogers H

I appreciate the good service from Justin Cohen.

Apr 1, 2020
Robert C

Justin was very professional, always responded in a timely manner and provided clear and concise details about the loan process

Apr 3, 2018
Alex D

I wish all my deals could be done by civic, Scott vincenti is the best rep. I have dealt with

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